Auto Insurance
Auto insurance (or car insurance) is the type of insurance that covers damage to a vehicle, bodily injury, or damage to other property. It is mandatory in most states, including California. If you are currently shopping for auto insurance, here are some things you need to know about it to make the right choice:
All You Need To Know About Auto Insurance
- Certain factors determine the cost of auto insurance. These factors include the driver's age, driving experience, gender, marital status, claims history, credit score, etc.
- It is essential to understand the difference between collision and comprehensive coverage. The purpose of comprehensive coverage is to protect against damage caused by floods, vandalism, hitting a deer, falling trees, fire, and others. Collision coverage protects a policyholder and their car against the damage resulting from a collision with another vehicle or an object.
- Standard auto insurance does not cover vehicles used for commercial purposes. If you own a commercial vehicle, you need to purchase special commercial auto insurance to protect it.
- There are ways to save on your auto insurance. Insurance companies offer discounts for safe drivers, insure multiple cars, or low mileage. Do not hesitate to ask an insurance agent about any existing discounts you might qualify for.
United Premier Insurance Agency - Find Your Perfect Auto Insurance In California
If you are a driver from the state of California and you need an insurance policy to protect your vehicle and yourself on the road, contact United Premier Insurance Agency. We offer different types of insurance, including auto insurance as well. If you have any questions or you want to know more about the insurance options we provide, do not hesitate to visit our office or give us a call.
